Your Spending Coach - the course that teaches you how to build your own Personal Budgeting & Cashflow Coaching Program for your Clients

Create your own Personal Budgeting & Cashflow Coaching program for your clients - using either Myprosperity, Moneysoft or Xero

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What Our Students Are Saying

"I completed the YSC course after I launched my business in 2015. The knowledge that I gained with Steve quickly became the foundation for building a valued advice offering. Learning how to have the conversations that matter, implement and follow through with meaningful advice for our members everyday financial needs has become one of our major competitive advantages"

"We participated in the YSC workshop early last year (2016) and it has revolutionised the way we approach money management for our clients as well as helping us build a more effective proposition for younger clients. The course is very practical, with ideas to implement immediately and a clear process to follow, but also offers a pretty big shift in thinking for a lot of advisers"

"I truly believe that cashflow/money management is the key to great financial planning. This has been my fundamental belief since I started in the industry over 10 years ago & will continue to be as long as I am in practice. The problem I faced was coming up with a solution that I was able to deliver to clients that was simple yet effective. After struggling with this for the best part of 3 years, I bit the bullet and attended the YSC course. The only thing I wish is that I had have done it sooner! The YSC course gave me, not only the technical tools required but also the soft skills and cues that has enabled me to add real value to my relationships with my clients. YSC accelerated my learning curve by 3 years and I could not recommend it highly enough!"

What to expect from doing the course...

If you’ve ever wanted to help your clients manage their money better, and increase their savings…Now is your chance.
Your Spending Coach (YSC) is a complete "Personal Budgeting & Cashflow" Course that helps your clients take control of their Spending and Saving. Our solution is designed to provide Financial Advisers, Mortgage Brokers and Accountants with all the tools needed to become your clients “Financial Coach”. In doing so you will help your clients:

• Understand how they spend their money and know what a balanced budget looks like for them
• Identify ways to create a banking solution that supports their spending and savings objectives
• Stay accountable to their spending and savings goals each week and month.
• Enjoy their lifestyle today, whilst still save for the future

Designed by a Financial Coach for Financial Coaches, YSC is based on the in-house Budgeting, Banking and Reporting solution that the coaches at Experience Wealth have used with their clients since 2008. The program has since become one of the most valuable advice areas for their business and added significant value to their clients. Here’s proof that YSC can help your clients get a great savings result and still enjoy a quality lifestyle.

In the 2016-17 Financial Year, Experience Wealth clients on our Spending and Savings Program (which was used to create Your Spending Coach):
• Saved an average of 21.7% of their take home income,

• Maintained a healthy balance with an average of 23.7% of their income being spent on Lifestyle

Note - data based on people living in Australia only, may not be transferrable to other countries.

This course is based on our proven 1 day Intensive Workshop "Your Spending Coach". This is the most affordable way for you to build your own program, and start Coaching clients sooner.

Your Instructor

The Advice Movement
The Advice Movement

LTMA'19 was the inaugural conference of The Advice Movement, and it was our absolute pleasure (and challenge) to bring together a bunch of passionate practising Advisers and Coaches, to help our audience start building something new, that will give them a kick start in developing a modern, 21st Century Advice model.

The conference wasn't so much about the types of Advice we provide, more around the way that we provide it... in a new post Royal Commission world, where the continued pressure of delivering value for our clients, is up against pressure to deliver more advice at a lower cost.

LTMA'19 was not your normal financial advice conference – Less Talk | More Action means just that! Two days of not just learning 21st century Financial Advice models, but actually building the bloody things!!!

The "Virtual Pass" is our collection of Scenes from our Partners and Coaches, delivered over the two days. Most sessions are screencast recordings, so our Coaches could make sure they packed in everything you needed from their session and in some instances they added extra bonus bits.

Keep an eye out for one LIVE session from the Conference that I'm sure will be a 'knockout'

Find out more about The Advice Movement at www.TheAdviceMovement.com

Class Curriculum

  Before You Go Any Further, Download The Workbook : )
Available in days
days after you enroll

Frequently Asked Questions

Who should do the course?
The course is designed for Financial Coaches - which usually means you are a Financial Adviser,(FA) or a Mortgage Broker(MB). You don't need to be a qualified FA or MB to become a Financial Coach - but it usually helps. Financial Coaching conversations with a clients invariably lead to "where should I store my money" which is why we suggest that even if you aren't an FA or MB - you should have someone who is, help you complete the conversations with the client
Which Personal Budgeting Software does the training program work with?
At this stage we believe you can implement our program on either Moneysoft, Xero (Cashbook) & Myprosperity. You can even implement the program manually using Excel if you like - it's just that we provide Tech Tutorials on the other 3 systems. Unfortunately we only provide tutorials on the above mentioned software at this stage.
Do I need to live in Australia to take this course?
Absolutely not, we believe the concepts taught in the course around Budgeting, Banking and Cash Flow Reporting apply to everybody, no matter where they come from. That said, some of the information and concepts in the course is based on results from Australian clients, so it is an advantage if you are from the land Down Under.
When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.
For Australian's - Is the course fee inclusive of GST?
Yes it is - please keep your receipt from Stripe as proof of payment. The total fee you paid includes 10% GST.

A Letter from Steve Crawford
the Financial Coaches.... Coach


Steve Crawford
Financial Coach, Experience Wealth

To be really honest, the first time I realised the true value of "Financial Coaching", was when my wife Melissa and I fell pregnant with our first son Aiden. At the time we were both working full time and had dreams of buying a home, as well as allowing Melissa to have 12 months of maternity leave. The only thing we didn't know was what we could afford to do?.

With all due respect to the Financial Planning industry in Australia at the time (2004) - it wasn't really setup to help us...I mean we could find great Insurance and Investment Advisers but no one really specialised in helping people "make smarter decisions around their money based on what they could afford to do". By being forced to figure it out myself it gave me a great appreciation of not only the challenges that people face everyday, when it comes to making decisions around their money, but also the value that a good "Financial Coach" can add to their lives - both in terms of savings results and overall confidence around money in general.

Role forward to 2017 and our Advice & Mortgage Broking business (Experience Wealth) has helped 150+ Australians just like us, make smarter more confident decisions around their money by helping them create their own "Money Management Plan". Our success was what spurred the creation of our first training program (Your Spending Coach) specifically designed to teach other Financial Planners and Mortgage Brokers, how to build their own Financial Coaching Program, so they could help their clients in the same way that we have.

Since 2014 I have personally trained over 200 budding "Financial Coaches", to help them understand the really value of Financial Coaching not only for their clients, but for their business. It has been their successes, and their client stories that have pushed me to make our 'Your Spending Coach' program available in an online format - so that it is available to everyone that wants to learn.

Financial Coaching is one of the most rewarding things you can do for your clients. It is so much more than helping them make smart decisions around their money... it is about giving them control of their financial lives again... showing them how to be successful all by themseleves... and how to offer yourself up for the role of 'Coach' - someone that helps them become the best financial version of themselves.

I really hope you enjoy the course, and that it gives you a new way to engage with your clients, leading to great outcomes for them and you :)

Steve Crawford, theXYacademy.com

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